Credit Repair: Statute of Limitation Tips
The Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACTA) amendment to the FCRA of 2003, is the federal legislation that governs the credit reporting industry....
View ArticleCredit Repair: Collection Solutions
Getting contacted by a collector is never a good thing. But there are laws that govern the behavior of collectors, and there are steps you can take to control the situation. Here are the rights and...
View ArticleCredit Repair Essential Guidelines
We speak with people all day long about their credit reports. Here is a review of the most common questions that we encounter about reporting periods for derogatory information, as well as guidance on...
View ArticleHow to Win the Credit Repair Game
The credit bureaus are not the enemy. And the folks that created the FICO credit score model are not out to get you. In fact, if you take time to learn the rules you will find out how fun the game can...
View ArticleCredit Repair Adventures: A True Story
Bob and Sue are real people. They are smart and resourceful, but several years ago they made some bad choices. Soon their credit was a mess. So they started their credit repair journey. Here are a few...
View ArticleCredit Repair: How to Handle a Collector
Collectors are governed by the Fair Debt Collection Practices Act (FDCPA). Collectors do not always play fair, so it is best if you know the rules. Collectors cannot report a collection to the credit...
View ArticleEasy Credit Repair Clean Up Candidates
Credit repair is not about getting rid of genuine derogatory information on your reports, but before you decide what is genuine and what is not, you should think twice. There may be some issues you...
View ArticleCredit Repair and Statutes of Limitation
Open collection accounts should not be disputed without investigating the statute of limitation (SOL). Not knowing your SOL can be costly. Knowing your SOL provides amazing credit repair benefits....
View ArticleCrazy Credit Repair Collection Facts
Many people in credit repair programs need some level of help with collectors. Between phone calls, dunning letters, and the often cryptic list of debts that appear on credit reports, it can be...
View ArticleStatute of Limitation Applications
The Fair Credit Reporting Act (FCRA), and the Fair and Accurate Credit Transactions Act (FACTA) amendment to the FCRA of 2003, is the federal legislation that governs the credit reporting industry....
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